Frequently Asked Questions

  • I have bad credit… can I qualify for a loan? Yes, bad credit is accepted. Some borrowers may qualify even with a credit score in the 500s.
  • I need a loan fast… how soon can I get my money? If you are approved for a loan, it’s possible to get your money on the same day or the next business day. You may even qualify to receive your funds over the weekend.
  • What is the maximum loan amount? The maximum loan amount is $500 for returning customers. The first several loans will typically be lower.
  • Which states do you serve? This loan is available for residents in Alabama, California, Delaware, Florida, Indiana, Idaho, Iowa, Kansas, Kentucky, Louisiana, Michigan, Oklahoma, Ohio, Rhode Island, Tennessee, Texas, Utah, Washington State, Missouri and Mississippi.
  • Is this a payday loan? No. It’s not a payday loan. It is a short-term, unsecured installment loan that you can payoff in one lump sum or over the period of several months.
  • Is this loan confidential and secure? Yes, your loan is confidential – no reference or employment information is necessary to qualify for this loan. Also, all loans are processed through a secure app using bank-level security and 256-bit encryption.